Can I reduce my Capital Gains Tax bill by splitting assets with my other half?
At a glance: Selling an asset can mean you need to pay Capital Gains Tax (CGT) on any gain you make. You have several tax-efficient options that can reduce your…
Navigating the summer holidays as a small business owner
At a glance As a small business owner, taking time off is essential not just for your well-being, but also for maintaining the productivity and happiness of your workforce. Planning…
Can government bonds come out on top in a tariff war?
At a glance Political tensions between the US and China have caused significant volatility in the US bond market. Any move by China to reduce its US bond holdings could…
When do I need to start saving for retirement?
At a glance By age 30, you should have the equivalent of a year’s salary in the bank or in your pension. By 50, you should have six times your…
Retirement planning: how to maintain your living standards
At a glance: People are generally living longer, which makes it even more important to plan carefully towards your retirement – particularly if you want to maintain a high standard…
Looking to sell your business? Preparation is key!
Many business owners may be looking to realise the value of their hard work by selling their businesses. But navigating the sale process can be fraught with challenges, and preparation…
Market turbulence, portfolio resilience
In his latest memo, SJP’s Chief Investment Officer Justin Onuekwusi provides a timely reminder about the importance of emotional and portfolio resilience when navigating through periods of market turbulence. …
How to expand your business despite economic headwinds
At a glance An understanding of navigating rising operational costs, regulatory changes, and low economic confidence when considering expansion is critical to making informed decisions. Balancing expansion with marginal growth…
Unforeseen consequences: How far reaching will US tariffs be?
At a glance: The recent tariff news wasn’t wholly unexpected, but the scale and breadth of the moves caught markets by surprise. Tariffs will see costs passed on to consumers,…
