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Can I reduce my Capital Gains Tax bill by splitting assets with my other half?

At a glance: Selling an asset can mean you need to pay Capital Gains Tax (CGT) on any gain you make. You have several tax-efficient

WeekWatch

Stock Take After what seems an endless period of negative news about the UK and its companies, has the story changed? Last week saw welcome

Navigating the summer holidays as a small business owner

At a glance As a small business owner, taking time off is essential not just for your well-being, but also for maintaining the productivity and

Can government bonds come out on top in a tariff war?

At a glance Political tensions between the US and China have caused significant volatility in the US bond market. Any move by China to reduce

When do I need to start saving for retirement?

At a glance By age 30, you should have the equivalent of a year’s salary in the bank or in your pension. By 50, you

Retirement planning: how to maintain your living standards

At a glance: People are generally living longer, which makes it even more important to plan carefully towards your retirement – particularly if you want

Looking to sell your business? Preparation is key!

Many business owners may be looking to realise the value of their hard work by selling their businesses. But navigating the sale process can be

Market turbulence, portfolio resilience

In his latest memo, SJP’s Chief Investment Officer Justin Onuekwusi provides a timely reminder about the importance of emotional and portfolio resilience when navigating through

How to expand your business despite economic headwinds

At a glance An understanding of navigating rising operational costs, regulatory changes, and low economic confidence when considering expansion is critical to making informed decisions.

Unforeseen consequences: How far reaching will US tariffs be?

At a glance: The recent tariff news wasn’t wholly unexpected, but the scale and breadth of the moves caught markets by surprise. Tariffs will see

A financial plan is the secret to a great retirement

At a glance Some of us want to travel. Others want to escape to the country. Most of us want to make sure we leave

Your tax checklist for the year ahead

At a glance The economic outlook is brighter, but it’s still vital to ensure you’re using all the allowances and exemptions you’re entitled to. Recently

Why it’s time to start talking long term care with your family

Feeling financially and emotionally responsible for the welfare of both children and parents can feel like being caught between a rock and a hard place.

Protect your loved ones with tax-efficient planning

Nobody can predict your future, but that doesn’t mean you can’t prepare for it. Protecting your family and your assets brings reassurance that, whatever happens,