We work with you to structure your finances in a tax-efficient manner, making the most of available allowances and reliefs to minimise liabilities across income, capital gains, and inheritance tax.

Our team helps you plan to mitigate the impact of inheritance tax on your estate, ensuring that more of your wealth is passed on to your chosen beneficiaries.

We provide advice on making financial gifts and transferring assets during your lifetime in a tax-aware and sustainable way, balancing generosity with financial security.

We support families in building long-term financial plans that reflect their shared goals and values — helping younger generations benefit from wealth without compromising the financial wellbeing of those passing it on.

Where appropriate, we offer advice on the use of trusts and estate structures to help protect and control the distribution of your wealth, in line with your wishes.

We work alongside legal and tax professionals, where needed, to ensure all aspects of your planning are aligned, robust, and compliant. The services of legal and tax professionals are separate and distinct to the services provided by St. James's Place.